Blockchain technologies are expected to make services more convenient and reliable. Blockchain technologies have already started converting the lives of people, businesses, and industries. Blockchains promise to convert businesses and industries creating a transparent, immutable, anonymous, and automated open-source that is trustworthy. Additionally, blockchains will help reduce transaction fees, lower business costs, improve the flow of cash and digitize records. Blockchains may replace banking systems in the future as they pledge to provide an alternative to the centralized bank system that is riddled with several delays and hidden costs in form of transaction fees and commissions. Some of the blockchain applications that are already running today include online payment services and digital currencies such as Bitcoin. Bitcoin used encrypted keys to transfer digital funds without having to use funds from the central bank. Registering on Bitcoin does not require the input of personal information like in banks. They, however, use public keys as personal identity remains anonymous. The Hyperledger provides a blockchain open-source platform that backs distributed ledgers.
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